We tell you exactly what was checked
No vague “passed a background check.” Each badge names its process, its date, and its limits.
The badge system
The member completed the identity-verification process on the date shown.
The named criminal-history screening package was completed and is within its validity period.
The member voluntarily verified income and chose to display a band — never documents or accounts.
The member has an active paid membership. This says nothing about safety or trustworthiness.
Required disclosures
Screening scope
Subject to jurisdiction, vendor contract, and applicable law.
- Identity verification
- Social Security number trace, where legally and contractually permitted
- National criminal-record search
- County criminal-record search based on address history
- State criminal-record search where available
- Federal criminal-record search
- National sex-offender registry search
- Global watchlist search
- Alias search
- Reverification at least annually
Where permitted, the policy may consider convictions for fraud, identity theft, forgery, embezzlement, financial exploitation, money laundering, theft by deception, credit-card fraud, and computer fraud. We do not label anyone a financial criminal based on arrests, unresolved cases, civil judgments, bankruptcies, credit scores, debts, or allegations.
Adjudication outcomes
No disqualifying record identified under the published policy.
A potential record requires human review.
Identity or records could not be confirmed.
A record falls within the published safety-disqualification policy.
The member has initiated a dispute with the screening provider.
The verification period ended and rescreening is required.
Consent, disputes, and data handling
Screening authorization is a standalone document — never bundled into a general waiver.
- The screening provider is identified before you pay
- Categories of information requested are described in plain language
- You sign a separate screening disclosure and authorization
- Possible membership consequences are explained up front
- Dispute instructions are provided with every result
- We retain only status, package, dates, adjudication, and a vendor reference
Income verification is entirely optional and, when displayed, shows only a band such as “Verified $75,000–$99,999” plus the verification date. Employer name, paystubs, bank balances, account numbers, tax documents, transactions, and exact income are never published. Results expire after six or twelve months.
See screening and membership pricing